Disclaimer

This site is a personal account of what we did, and are doing. It is published to inform and entertain — nothing on it is professional advice.

Not advice

Nothing here is financial, investment, pension, tax, legal, immigration, medical or care advice, and nothing here is a recommendation to buy, sell, move or do anything in particular. We are not financial advisers, lawyers, doctors or immigration consultants, and reading this site does not make us yours.

Not for everybody

alternatirement is an approach, not a prescription. It was built by, and for, people with the capacity to work, save and make their own choices. Your circumstances – your health, your money, your country’s rules, your appetite for risk – are not ours. What worked for us could be wrong, or worse than wrong, for you.

Your decisions are yours

If you act on anything you read here, you do so on your own judgement and at your own risk. Check the current rules and prices for yourself – they change – and before any decision that matters, take advice from a qualified professional in your own country who knows your situation.

Accuracy

We try to get things right, we date what we write, and we correct mistakes when we find them. But rules, prices and our own understanding change, and errors will slip through. Nothing on this site is guaranteed to be complete, current or suitable for you, and we cannot accept responsibility for losses that follow from acting on something you read here.

Other people’s sites and services

Links and mentions are not guarantees. A service we use and like may treat you differently, change its terms, or stop existing. Their terms and their privacy policies govern anything you do with them.

This version: 31 October 2026.